Service Area

Fintech App Development

We have shipped lending, trading and payment products end to end — KYC, underwriting workflows, payment rails, ledgers and the admin consoles operations teams actually run the business on.

Get a Free Quote App Development

Fintech MVP

$4,000 – $9,000

Core flow, KYC, one payment rail, admin panel

Lending / DSA platform

$6,000 – $18,000

Applications, scoring, disbursal, collections

Wallet or payments app

$8,000 – $25,000

Ledger, reconciliation, settlement reporting

Monthly support & compliance

$400 – $1,500/mo

Uptime, patching, audit support

Indicative ranges based on our own delivered projects. Final quotes depend on scope and are confirmed in writing before work starts.

What we build

Consumer-facing apps and the back-office systems behind them. Most fintech projects fail on the second half, so it is scoped from day one.

Loan origination, eligibility scoring and disbursal flows
DSA and agent networks with commission tracking
Digital wallets, UPI and card payment integration
Trading and portfolio apps with live market data
KYC / eKYC — Aadhaar, PAN, document OCR, liveness checks
Double-entry ledgers, reconciliation and settlement reports

Security is the specification, not a feature

Financial products get attacked. Every build assumes that from the start.

Encryption at rest and in transit, secrets never in client code
Role-based access with row-level authorisation on every record
Full audit trail on money-moving and status-changing actions
OTP / 2FA, device binding and session controls
Rate limiting, fraud rules and anomaly alerts
Data residency respected for RBI, GDPR and regional rules

Integrations we have already done

Razorpay, Cashfree, PayU, Stripe, UPI collect and intent flows, credit bureau pulls, bank statement analysers, eSign and eNACH mandates, SMS and WhatsApp notification providers, and market data feeds for trading products.

Zero advance payment on every build

You do not pay to start. We agree the scope in writing, build it, and you review the working product on a live staging link. The invoice is raised only after you approve what has been delivered.

Frequently Asked Questions

How much does fintech app development cost?

A focused fintech MVP typically costs $4,000–$9,000. A full lending or DSA platform with scoring, disbursal and collections runs $6,000–$18,000, and a wallet or payments product with its own ledger and settlement reporting $8,000–$25,000.

How long does a fintech app take to build?

Eight to twelve weeks for an MVP with KYC and one payment rail. Full lending or wallet platforms usually take four to seven months including compliance and integration testing.

Do you handle KYC and compliance integrations?

Yes — Aadhaar and PAN verification, document OCR, liveness and face match, bank account penny-drop, eSign and eNACH mandates. We build to the requirements your legal or compliance partner defines; we do not act as the regulated entity.

Who owns the code and the data?

You do. Source code, infrastructure accounts and databases are in your name and handed over in full at the end of the engagement.

Can you take over an existing fintech codebase?

Yes. We start with a paid-after-delivery audit of the current code, security posture and infrastructure, then quote the remediation and roadmap separately.